Terms of Use A 403(b) plan is a retirement savings plan for employees of public schools and certain tax-exempt organizations (hospitals, charities, churches, etc.) as determined by Section 501(c)(3) of the Internal Revenue Code. In a 403(b) program, you have the opportunity to contribute pre-tax dollars, reducing your taxable salary, and both your contributions and earnings grow tax-deferred until they are withdrawn. Taxes are paid when the money is taken out, which is typically, in retirem
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